Expert Insights
Nearly 1 in 8 Naperville residents is 65 or older. And between 2013 and 2018, the overdose death rate for those 65 or older in Illinois increased by more than 86%. What’s going on?
Too often, seniors aren’t getting the addiction treatment they need. And the reason is cost. Financial barriers are one of the most commonly cited reasons Medicare beneficiaries aren’t receiving treatment. Particularly, in-patient rehab is out of reach, since it’s not covered by Medicare. Why isn’t it?
We need better coverage for this at-risk population, so Naperville residents get the help they need.
~ Kerry Nenn
Cost of Drug Rehab in Naperville
There is no fixed cost for rehab in Naperville, Illinois. The cost varies based on several factors, such as the treatment setting, program features, length of treatment, accepted insurance, government funding, and location.
Treatment setting (Inpatient/residential is more expensive than outpatient because inpatient treatment includes the program’s room and board.)
Amenities like private chefs, spa treatment, and organic food at rehab will influence the total cost.
Duration of program (Short-term programs cost less than long-term.)
Health insurance plan and level of coverage
Government-funded rehabs may cost less as the government pays for at least some of the services.
Levels of care: These include detox, inpatient/residential, PHP, IOP, and aftercare.
Location (Characteristics such as the real-estate value may affect the rent in an area and influence the cost.)
If you have no insurance, you can still find free or low-cost options. Some facilities offer scholarships or sliding scale plans or receive state funds to cover treatment costs.
Low-Cost and Free Drug Rehab Centers in Naperville
You have several options for free treatment in Naperville, including state-funded rehabs, sliding scales, free care with insurance, and scholarships.
State-Funded Rehabs: The Illinois Department of Human Services, Division of Alcoholism and Substance Abuse (IDHS/DASA) manages the state-funded rehabs and detox centers in Naperville. State-funded facilities include a network of community-based drug and alcohol programs. You can expect the following programs in the Illinois state-funded program:
- Early intervention
- Case management
- Outpatient treatment counseling
- Intensive outpatient treatment
- Detox services
- Residential aftercare
- Residential rehabilitation
- Residential and other specialized services (only in some parts of Illinois)
Some of the state-funded programs may be covered by the Illinois Medicaid program. Priority admission to state-funded programs may be given to certain individuals if they are:
- Pregnant and using intravenous drugs
- Pregnant and postpartum
- Pregnant, post-partum, and a woman with children
- Referred by the Department of Children and Family Services
- Receiving temporary assistance for needy families
- A release from the department of corrections and treatment alternatives special clients
Sliding Scale Fees: A sliding scale program will help you pay for care if you have no insurance, do not qualify for free insurance, or cannot afford to pay for the entire out-of-pocket fee. You may receive a schedule of discounts on the fee. You may expect the fee to be adjusted based on your family size and income.
Private Insurance, Medicaid, and Medicare: You may receive some free care with insurance. The ACA and Mental Health Parity and Addiction Equity Act (MHPAEA) require individual and group insurance health insurance companies to provide coverage to the same extent as surgical and medical conditions. You can expect at least part of your treatment to be covered if you have private insurance.
Scholarships: You may receive scholarships at some facilities to help offset the cost of treatment. Some scholarships cover part and not the entire cost. Furthermore, the rehab may revoke the scholarship if you stop attending the program. You should contact the facility to find out the terms and conditions of the scholarship before accepting their money.
Resources
- Naperville, Illinois Population 2021 (Demographics, Maps, Graphs). (n.d.). Worldpopulationreview.com.
- Illinois Department of Human Services. (2020). Overview.
- U.S. Department of Health & Human Services. (2021, December 1). Mental Health and Substance Use Insurance Help.
- Substance Abuse and Mental Health Services Administration. (2022). Co-Occurring Disorders and Other Health Conditions.
- Illinois Department of Public Health. (2022). Opioid Overdose Response.
