How to Pay for Alcohol and Drug Rehab in Lakeland
The Florida Department of Children and Families (FDCF) contracts with licensed treatment providers to offer substance use and misuse disorder therapy at varying levels of care. The treatment center is provided state funding to cover the costs of drug rehab in Lakeland for those who cannot afford it and do not have insurance.
Covered services include the following:
- Assessment
- Detoxification
- Medication-assisted treatment
- Methadone and Buprenorphine Clinics
- Inpatient rehab
- Intensive outpatient program
- Partial-hospitalization program
- Transitional housing
- Aftercare and recovery support
Local facilities that contract with FDCF include Cove Behavioral Health, Lakeland Centres Florida, and Peace River Centers.
Private Insurance, Medicaid, and Medicare
Private Insurance Covers Addiction Treatment
Private health insurance plans are accepted at many Lakeland drug rehabs. Florida’s more common insurance carriers include Ambetter, Bright Health, Cigna, Aetna, Blue Cross Blue Shield, United Healthcare, and Capital Health Plan.
Private insurers are adapting policies to provide coverage for substance use disorders that match what would typically be covered for other medical care services. With private health care coverage, you will likely have to pay monthly premiums, copays, and deductibles. However, the coverage you receive will significantly reduce the costs of attending Polk County drug rehabs.
Medicare and Medicaid Cover Substance Abuse Treatment
If you don’t have private insurance, you may qualify for Medicaid or Medicare. To be eligible for Florida Medicaid, you must be a Florida resident and a United States citizen. You must also be one of the following:
- Pregnant
- Disabled or take care of someone in your home with a disability
- Have a dependent under 18 years of age
- Income that does not exceed the maximum level
Annual income for a family of two cannot exceed $24,353; for a family of three, it is $30,630, and for each additional household member, add $6,277.
Medicare, a federal insurance plan, allows you to purchase the portions of insurance that meet your needs. Although you must pay for Medicare, many people qualify for low or no-cost coverage that pays for Lakeland drug rehab services.
Medicare part A covers inpatient treatment services while part B covers outpatient. Medicare part C is a combination plan that offers slight discounts, and part D covers prescription costs. You are eligible for Florida Blue or Florida Medicare if you are over 65 and a U.S. resident or under 65 with a disability. Also, if you have end-stage kidney disease or Lou Gehrig’s disease.
If you do not currently live in Florida but want to enter a Polk County alcohol rehab, check with your insurance carrier to see if your plan covers out-of-state treatment.
Resources
- Florida Department of Health. 2020. Polk County Community Health Assessment.
- The Florida Senate. 2022. Good Samaritan Act.
- Medical Examiners Commission. 2021. Drugs Identified in Deceased Persons by Florida Medical Examiners.
- U.S. Department of Health and Human Services. 2022. Florida Medicaid.
- The City of Lakeland. 2022. Fun in Lakeland.
