Expert Insights
Governor Gavin Newsom, with Senator Eggman (Stockton), proposed an initiative for the 2024 ballot to improve California’s mental illness, substance use disorder, and homelessness strategies.
It calls for the creation of residential behavioral health facilities with on-site services that address all residents’ needs in coordination. Research show that combining sober housing, treatment, medication management, and support services is more effective than using any of these alone. This initiative is a step in the right direction.
~ Rita Milios
Financing Alcohol and Drug Rehab in Thousand Oaks
Due to the various Mental Health Parity and Substance Abuse Equity laws, both federal and through the state of California, health insurance companies must provide payment for the treatment of substance use disorder (SUD). This includes medication and medical assistance provided in certified rehab centers in Thousand Oaks, such as individual and group therapy and detox care.
Whether you have private insurance, state-funded Medi-Cal, or Medicare coverage, you have the right to addiction treatment care in a certified rehab center. There are several ways to pay for rehab in southern California. Read on for a breakdown of the different options that you could use.
Rehab Scholarships
You can also seek a rehab scholarship, which can pay for all or most of the cost of care. These funds are set aside for those with severe addictions and no other way to pay for treatment. You may be able to get a referral to a rehab scholarship through a social worker if you reach out to the Ventura County Human Services Agency.
Rehab Financing with Payment Plans
There may be other financing options, and many rehab centers don’t advertise that they offer scholarships, so call the Thousand Oaks drug or alcohol rehab you’re interested in and ask to find out for sure. One example of a rehab center in Thousand Oaks with financing options is the Wildwood Recovery Center, which has an intensive outpatient program (IOP) in Thousand Oaks as well as an inpatient rehab facility and offers payment options for people that aren’t paying with insurance coverage.
Free or Low-Cost Rehab in Thousand Oaks
The Ventura County Behavioral Center in Thousand Oaks may be able to refer you to rehab programs in the area that have openings, as well as help you apply for Medi-Cal or Medicare. Lutheran Social Services of Southern California is in Thousand Oaks as well, and they may have referrals to low-cost rehab programs, or refer you to community-based addiction treatment services when available.
Pay for Treatment in a Certified Rehab Center with Private Insurance
Private insurance is the route many people use to pay for addiction treatment, using the coverage provided by their provider or purchased on the open healthcare insurance marketplace. Some popular health insurance companies among rehabs in California include Anthem, Beacon, and FirstHealth.
That being said, not every rehab program or health insurance coverage plan is alike. There are different rehab services offered at rehab centers throughout the city and state, each with its program schedule, fee schedule, and philosophy of care. By the same token, insurance companies contract with different providers, as well as charge differing co-payments, deductibles, and other fees.
To find the best rehabs in California for you, if you have health insurance, call the phone number on the back of your insurance card. They can refer you to in-network rehab programs in Thousand Oaks and explain your financial responsibilities.
Resources
- Center for Disease Control and Prevention. (2022). CDC Wonder Tool.
- California Legislative Information. (September 9, 2020). SB-855 Health Coverage: Mental Health or Substance Use Disorders.
- Center for Disease Control and Prevention. (April 16, 2021). State-Level Economic Costs of Opioid Use Disorder and Fatal Opioid Overdose – the United States, 2017.
- Substance Abuse and Mental Health Services Administration. (June 2021). Treatment Episode Data Set (TEDS) 2019.
