How to Pay for Alcohol and Drug Rehab in Independence
Rehab programs can help reduce deaths due to overdose by getting you the quality treatment and therapy you need. The cost of quality rehab shouldn’t cause you to delay seeking the treatment and care you need. Low-cost and free licensed alcohol and drug rehab centers are available.
Find a Program That Offers Payment Plans: State-funded rehabs are given money by the government to provide low-cost and free therapy to those who have a low income or no income. State-funded drug rehab centers include methadone clinics. Methadone clinics give out medication to help treat those struggling with opioid use disorders.
Apply for a Rehab Scholarship: Rehab scholarships are funds set aside by a rehab center to pay for those who can’t afford care. While rehab scholarships don’t have to be repaid, you may still have to go through a qualification process. The best way to find out more information about rehab scholarships is to contact the rehab of your choice.
Some free rehab options in and near Independence include:
- Mattie Rhodes Center
- ReDiscover Alt Care
- Rose Brooks Center
- Rose Brooks Center
First Call Alcohol/Drug Prevention and Recovery
Sliding Scale Rehab Program: Some faith-based and humanitarian organizations offer free and low-cost rehab to those who can’t afford to pay for treatment. These organizations are usually funded by the support of monthly donations. The Salvation Army is one example of this type of charitable organization.
Insurance, Medicare, and MO HealthNet
Private insurance, like Cigna or Blue Cross Blue Shield, can help to pay for rehab, often reducing or eliminating any out-of-pocket costs. While using your private health insurance to pay for rehab can help reduce the cost of treatment, contact your insurance provider before attending rehab. You want to avoid choosing an out-of-network rehab, which will increase the costs of treatment.
If you don’t have private insurance, you still may be able to attend a licensed rehab for free or at a low cost. Depending on your income and age, you may qualify for Medicare or MO HealthNet.
Medicare
Medicare is a program that receives federal funding to provide health benefits to individuals who are aged 65 or older. Medicare covers the cost of drug and alcohol rehab. Some of the treatments that Medicare pays for includes:
- Inpatient (residential) rehab
- Outpatient rehab (short-term and long-tern)
- Prescription medications used during rehab
- Hospitalizations due to drug and alcohol misuse
- Follow-up appointments
- Educational resources about substance abuse
- Family counseling services to treat the patient’s substance abuse
MO HealthNet
MO HealthNet is a program that offers health care coverage for individuals and families that have a low income. The program receives funding from both Missouri and the federal government.
MO HealthNet covers drug and alcohol rehab. The services that MO HealthNet covers include:
- Inpatient hospitalizations and therapy
- Outpatient rehab
- Psychiatric visits
- Psychological counseling
- Rehab professional services
You can reduce the cost of treatment by using Medicare or MO HealthNet to pay for your alcohol and/or drug rehab. To qualify for Medicare, you must be aged 65 or older and receive Social Security. To qualify for MO HealthNet, you must have a low income or a disability.
Resources
- Missouri Department of Mental Health. (2021). Substance Use and Mental Health Indicators Jackson County 2021
- Missouri Department of Mental Health. (2020). Substance Use Disorder Treatment Jackson County 2020
- Department of Health and Human Services. (2016). Medicare Coverage of Substance Abuse Services.
- Missouri Department of Social Services. (2013). MO HealthNet Managed Care Covered Medical Services.
