How Much Does Treatment Cost?: Find Affordable Rehab

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Calendar icon Last Updated: 02/17/2022

Reading Time: 6 minutes

While rehab can be costly, there are many affordable rehab options as well. State-funded centers are offered at no cost to you. If you have trouble getting into a free rehab center, you can apply for grants or scholarships to help pay for treatment. Most rehab centers will also accept insurance or offer sliding scale costs and payment plans based on your income.

How Much Does Rehab Typically Cost?

The cost of rehab will depend on a few different variables, like how long you are there and what level of treatment you need.

Detox

The average cost for a 30-day drug detox program is between $250-$800 per day. While in the detox stage of recovery, you will most likely stay in the facility until your withdrawal symptoms have resolved.

A large part of the cost for detox is associated with the use of medication to help manage uncomfortable symptoms that occur when detoxing. Even if you choose to detox on an outpatient basis, you will still have the costs of prescribed medications to help you with the symptoms at home.

Outpatient Care

Outpatient rehab involves attending therapy and counseling sessions throughout the week but returning to your home during non-treatment hours (typically, in the evening).

The costs for three months of outpatient care are $1,400-$10,000, depending on the rehab center you choose. The costs are about the same for a 30-day intensive outpatient program (IOP). IOPs are more intensive than standard outpatient programs, offering a few hours of treatment per day, for several days a week.

Inpatient or Residential Treatment

Inpatient and residential programs provide care 24 hours a day and sometimes take place in a hospital setting. Long-term residential treatment will often last between 6 and 12 months and focuses on your re-socialization into your community. Short-term residential programs are typically three– to six-week stays and often require follow-up outpatient care after leaving the inpatient program.1

The costs for inpatient care vary significantly from $5,000-$80,000 depending on the length of stay and the type of center you enter.

These numbers may feel overwhelming or deter you from looking into affordable rehab centers. However, there are several options you have when looking for affordable care.

How to Find an Affordable Rehab

Only a fraction of the people who need substance abuse treatment actually receive it. Your financial situation should not determine whether or not you receive the care you need. You can find a list of free detox centers online. The government entity, Substance Abuse and Mental Health Services Administration (SAMHSA), has an online search tool that provides a list of substance misuse services in your area.3

You can filter your results by various categories, including:

  • Type of care like detox, inpatient or outpatient
  • Type of payment like free, government-funded, or private health insurance
  • Age group
  • Medication-assisted treatments like methadone
  • Special programs for veterans, LGBTQ community, and services for the deaf or hard of hearing

If you’d prefer to talk to a real person, you can call our confidential helpline at (800) 662-HELP (4357). One of our treatment support specialists is available 24/7 to help you find an affordable rehab that suits your needs.

Using Insurance to Cover Rehab Costs

You will find that many types of insurance cover the cost of addiction treatment and rehab. The Affordable Care Act made it mandatory that insurance policies issued under the state health exchanges and through Medicaid programs under the ACA expansion must provide coverage for addiction treatment.4

Some insurance options are listed below:

  • Private insurance policies will often cover at least a portion of rehab costs.
  • Military insurance is provided by TRICARE and covers most inpatient and outpatient rehab services.
  • Medicaid is a federal program providing health coverage to eligible groups, such as low-income families, qualified pregnant women and children, and individuals receiving Supplemental Security Income (SSI).
  • Medicare offers healthcare to Americans who are 65 or older and to young people with disabilities.

You can visit your insurance carrier’s website or call the phone number listed on the back of your insurance card to find out what your policy covers services. You can also contact (800) 662-HELP (4357) to speak to a specialist who will help you find a rehab that accepts your insurance.

How to Enroll in Insurance

You can access the government healthcare site to find insurance plans that fit your financial budget and qualify for subsidies to lower your monthly premium costs.4

To see if Medicaid is an option, you can visit their website to find specific information on what is available in your state and if you qualify for coverage based on eligibility requirements for your area.5

Grants and Scholarships

If you do not have insurance or find that you can’t afford your insurance co-pays and deductibles, you may want to consider applying for grants or scholarships. These are programs that help cover the whole cost or portions of the cost of treatment.

SAMHSA’s website has a page specifically for these types of grants.6 You will have to fill out applications providing information to see if you qualify for government assistance in paying for your treatment.

You can also visit a site called www.grantwatch.com and search for grants for individuals. After choosing your state in the dropdown menu and selecting “substance abuse” as the grant category, it will provide a list of grants available in your state for rehab services.

Each rehab center often has scholarships available as well. Contacting the rehab center directly to discuss what scholarships or grants are available is another great way to find affordable alcohol rehab or affordable drug rehab services.

State-Funded Affordable Rehab Centers

SAMHSA has a Directory of Single State Agencies (SSA) for Substance Abuse Services, where you can find a list of state-funded rehab centers.7 These are centers that offer rehab services at no cost to you. They receive funding from the government in order to provide free treatment.

Sliding Scale Rehab Centers

A sliding scale refers to a system where your income and family size determine your costs. Each center will have its own specific formula for deciding the sliding scale costs. Ask your rehab center if they offer sliding scale prices and provide the information requested in order to find out what discounts you qualify for.

Additionally, many treatment centers are willing to offer payment plans if you cannot afford the upfront cost of rehab. Payment plans allow you to pay a monthly fee that you can afford towards your treatment.

Other Ways to Finance Addiction Treatment

If you still find yourself needing assistance outside of the previous methods mentioned, there are still other options for you.

Loans

You can search for medical loans online. There are several companies offering loans for those who need financial assistance, and many do not require a good credit score to be approved. Interest rates and loan limits can vary depending on many factors.

Healthcare Credit Cards

There are credit cards explicitly made for financing medical care. You can apply for these cards the same way you do for other credit cards, but these cards cannot be used for anything that is not healthcare-related. Each credit card will have a list of approved places and services the card can be used for, so you will need to confirm that the credit card you get can be used for rehab services.

Crowdfunding

Some people use crowdfunding websites like gofundme.com to help pay for medical expenses. These websites allow you to set up a page where you share information about the reason for you raising funds. You can set a fundraising goal and share the webpage with friends and family so they can donate to your cause.

If you or someone you know is looking for affordable rehab, call (800) 662-HELP (4357) to speak to a specialist about the right treatment options for you.

Resources

  1. National Institute on Drug Abuse. (2018). Types of Treatment Programs. National Institutes of Health.
  2. Office of the Surgeon General (US). (2016). Facing Addiction in America: The Surgeon General’s Report on Alcohol, Drugs, and Health. Substance Abuse and Mental Health Services Administration (US);
  3. Substance Abuse and Mental Health Services Administration. Find Treatment.
  4. Department of Health and Human Services. Mental health and substance abuse health coverage options.
  5. Centers for Medicare & Medicaid Services. Eligibility Medicaid.
  6. Substance Abuse and Mental Health Services Administration. Grants.
  7. Substance Abuse and Mental Health Services Administration. Directory of Single State Agencies (SSA) for Substance Abuse Services.

Where do calls go?

Calls to numbers on a specific treatment center listing will be routed to that treatment center. Additional calls will also be forwarded and returned by a quality treatment center within the USA.

Calls to any general helpline (non-facility specific 1-8XX numbers) for your visit will be answered by a licensed drug and alcohol rehab facility, a paid advertiser on Addictions.com.

All calls are private and confidential.